/* ---------- Brand fonts ----------
   Loaded at runtime from lettuce.co (CDN serves them with
   Access-Control-Allow-Origin: *). The second src is a local copy in
   assets/fonts/ - the browser falls back to it if the CDN is unreachable,
   and it is what makes the fonts render when a page is opened over file://
   (where cross-origin font requests are blocked). */
@font-face{
  font-family:'ABC Gravity Compressed';
  src:url('https://lettuce.co/hubfs/Fonts/ABCGravity-Compressed.woff') format('woff'),
      url('fonts/ABCGravity-Compressed.woff') format('woff');
  font-weight:900;
  font-style:normal;
  font-display:swap;
}
@font-face{
  font-family:'Feature Deck';
  src:url('https://lettuce.co/hubfs/Fonts/FeatureDeck-Regular-Web.woff') format('woff'),
      url('fonts/FeatureDeck-Regular-Web.woff') format('woff');
  font-weight:400;
  font-style:normal;
  font-display:swap;
}

:root{
  /* Type stacks - use these rather than naming the families directly */
  --font-gravity:'ABC Gravity Compressed','Arial Narrow',Impact,sans-serif;
  --font-feature:'Feature Deck','Lora',Georgia,serif;

  --forest:#003539;
  --forest-deep:#022023;
  --cream:#F9F4EE;
  --cream-2:#F2ECE2;
  --mint:#CFEED8;
  --leaf:#A3E96B;
  --leaf-deep:#6FBF3E;
  --slate:#5C7876;
  --ink:#0E2426;
  --white:#FFFFFF;
  --line:#E1DDD1;
  --shadow: 0 12px 32px rgba(0,53,57,0.14);
  --radius-lg: 16px;   /* cards, panels */
  --radius-md: 16px;
  --radius-sm: 8px;    /* small cards, chips, inputs, controls */
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--cream);
  color:var(--ink);
  font-family:'Inter',-apple-system,sans-serif;
  font-size:16px;
  line-height:1.5;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,.serif{ font-family:var(--font-feature); font-weight:400; line-height:1.2; color:var(--forest); margin:0; }

/* Brand type utilities - apply to any element to opt it into a brand font.
   Nothing uses these yet; tell me where you want them. */
.font-gravity{ font-family:var(--font-gravity); font-weight:900; }
.font-feature{ font-family:var(--font-feature); font-weight:400; }
p{margin:0;}
a{color:inherit;}
button{font-family:inherit;cursor:pointer;}
img{max-width:100%;display:block;}
.wrap{ max-width:1020px; margin:0 auto; padding:0 32px; }
@media (max-width:640px){ .wrap{padding:0 20px;} }

/* ---------- Primary site nav - single dark header, matches lettuce.co ---------- */
.site-nav{
  position:sticky; top:0; z-index:60;
  background:var(--forest);
}
.site-nav .wrap{
  display:flex; align-items:center; justify-content:space-between;
  padding:16px 32px;
  gap:18px;
}
.site-logo{ display:flex; align-items:center; gap:12px; text-decoration:none; }
.site-logo img{ width:128px; height:auto; flex:none; }
.site-logo .gb{
  font-size:13.5px; font-weight:500; color:rgba(235,250,223,.78);
  border-left:1px solid rgba(235,250,223,.24);
  padding-left:12px; white-space:nowrap;
}

@media (max-width:430px){
  .site-nav .wrap{ padding:14px 20px; }
  .site-logo{ gap:9px; }
  .site-logo img{ width:100px; }
  .site-logo .gb{ font-size:12px; padding-left:9px; }
}

.nav-links{ display:flex; align-items:center; gap:2px; }
.nav-item{ position:relative; }
.nav-link{
  display:flex; align-items:center; gap:5px;
  padding:9px 13px; border-radius:8px;
  font-weight:500; font-size:15px; color:#EBFADF;
  text-decoration:none; white-space:nowrap;
}
.nav-link:hover{ background:rgba(235,250,223,.10); }
.nav-link.current{ color:var(--leaf); font-weight:600; }
.nav-link svg.chev{ width:10px; height:10px; transition:transform .15s ease; }
.nav-item.open .nav-link svg.chev{ transform:rotate(180deg); }

.nav-drop{
  position:absolute; top:calc(100% + 6px); left:0; min-width:190px;
  background:var(--white); border:1px solid var(--line); border-radius:var(--radius-sm);
  box-shadow:var(--shadow);
  padding:8px; display:none; flex-direction:column; gap:2px;
  z-index:70;
}
.nav-item.open .nav-drop{ display:flex; }
.nav-drop a{
  display:flex; align-items:center; gap:10px;
  padding:9px 11px; border-radius:8px; text-decoration:none;
  font-size:14px; font-weight:500; color:var(--ink);
}
.nav-drop a:hover{ background:var(--cream-2); }
.nav-link .dot,
.nav-drop a .dot{ width:7px; height:7px; border-radius:50%; flex:none; }
.dot-healthcare{ background:#7CC7F0; }
.dot-dental{ background:#A3E96B; }
.dot-vision{ background:#F0B84E; }
.dot-accident{ background:#EF8C6C; }

.nav-cta{ display:flex; align-items:center; gap:10px; }
.nav-burger{ display:none; }

@media (max-width:920px){
  .nav-links{
    position:fixed; inset:0 0 0 auto; top:0; height:100vh; width:min(320px,84vw);
    background:var(--forest-deep); flex-direction:column; align-items:stretch;
    padding:84px 20px 24px; gap:2px; box-shadow:-16px 0 40px rgba(2,32,35,.4);
    transform:translateX(100%); transition:transform .25s ease;
    overflow-y:auto;
  }
  .nav-links.open{ transform:translateX(0); }
  .nav-link{ padding:13px 12px; font-size:16px; }
  .nav-drop{ position:static; box-shadow:none; border:none; margin:0 0 4px 14px; display:none; }
  .nav-item.open .nav-drop{ display:flex; }
  /* hide the WRAPPER, not just the button - a 0-width flex item at the end
     of the row throws space-between off and shifts the burger ~30px left */
  .nav-cta{ display:none; }
  .nav-burger{
    display:flex; align-items:center; justify-content:center;
    width:38px; height:38px; border-radius:var(--radius-sm); border:1px solid rgba(235,250,223,.3);
    background:transparent; z-index:80; position:relative;
  }
  .nav-burger svg{ width:18px; height:18px; color:var(--cream); }
  .nav-scrim{
    display:none; position:fixed; inset:0; background:rgba(2,32,35,.35); z-index:59;
  }
  .nav-scrim.open{ display:block; }
}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  padding:13px 24px; border-radius:999px; border:1px solid transparent;
  font-weight:600; font-size:15px; text-decoration:none;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
}
.btn:active{ transform:translateY(1px); }
.btn-primary{ background:var(--leaf); color:var(--forest-deep); }
.btn-primary:hover{ background:#8fe151; box-shadow:0 8px 20px rgba(163,233,107,0.28); }
.btn-ghost{ background:transparent; color:var(--forest); border-color:var(--line); }
.btn-ghost:hover{ border-color:var(--forest); background:var(--cream-2); }
.btn-ghost-light{ background:transparent; color:var(--cream); border-color:rgba(249,244,238,0.35); }
.btn-ghost-light:hover{ border-color:rgba(249,244,238,0.7); background:rgba(249,244,238,0.06); }
.btn-dark{ background:var(--forest); color:var(--cream); }
.btn-dark:hover{ background:var(--forest-deep); }
.btn-sm{ padding:10px 18px; font-size:14px; }
.btn-block{ width:100%; }

/* ---------- Breadcrumb ---------- */
.crumb{
  padding:18px 0 0;
  font-size:13.5px; color:var(--slate);
  display:flex; align-items:center; gap:8px; flex-wrap:wrap;
}
.crumb a{ text-decoration:none; color:var(--slate); font-weight:500; }
.crumb a:hover{ color:var(--forest); text-decoration:underline; }
.crumb .sep{ opacity:.5; }
.crumb .current{ color:var(--forest); font-weight:600; }

/* ---------- Hero (dark) ---------- */
.hero{
  position:relative;
  background:
    radial-gradient(ellipse 900px 500px at 82% -10%, rgba(163,233,107,0.16), transparent 60%),
    linear-gradient(180deg, var(--forest) 0%, var(--forest-deep) 100%);
  color:var(--cream);
  overflow:hidden;
  padding:64px 0 88px;
}
.hero-lines{ position:absolute; inset:0; opacity:.35; pointer-events:none; }
.hero .wrap{position:relative; z-index:1;}
.hero h1{
  font-size:clamp(2.15rem, 4vw, 3.6rem);
  font-weight:400; line-height:1.2; letter-spacing:0;
  max-width:20ch; color:var(--cream);
}
/* ABC Gravity is an ultra-compressed 900 display face - it needs to run much
   larger, tighter, and wider than the Lora setting to look intentional. */
.hero h1.font-gravity{
  font-size:clamp(3rem, 8.5vw, 6.2rem);
  font-weight:900; line-height:1.0; letter-spacing:0;
  max-width:none;
}
.hero-sub{
  margin-top:24px; max-width:52ch; font-size:18px; line-height:1.6;
  color:rgba(249,244,238,0.82);
}
.hero-sub b{ color:var(--cream); font-weight:600; }
.hero-ctas{ margin-top:34px; display:flex; gap:14px; flex-wrap:wrap; }

/* ---------- State availability (hero) ----------
   Sits on the dark hero, so the trigger is a translucent light pill and the
   dropdown panel is a normal light surface. Hidden until site.js adds .ready,
   so a no-JS visitor never sees an inert control. */
.state-avail{ display:none; }
.state-avail.ready{
  display:flex; align-items:center; gap:14px; flex-wrap:wrap;
  margin-top:22px;
}
.state-pick{ position:relative; flex:none; }

.state-btn{
  display:inline-flex; align-items:center; gap:8px;
  padding:9px 14px; border-radius:999px;
  border:1px solid rgba(249,244,238,0.30); background:rgba(249,244,238,0.08);
  color:var(--cream); font-family:inherit; font-size:14px; font-weight:600;
  line-height:1; cursor:pointer; transition:background .15s ease, border-color .15s ease;
}
.state-btn:hover{ background:rgba(249,244,238,0.14); border-color:rgba(249,244,238,0.5); }
.state-btn:focus-visible{ outline:2px solid var(--leaf); outline-offset:2px; }
.state-btn .pin{ width:14px; height:14px; flex:none; color:var(--leaf); }
.state-btn .chev{ width:10px; height:10px; flex:none; transition:transform .15s ease; }
.state-btn[aria-expanded="true"] .chev{ transform:rotate(180deg); }
.state-code{ min-width:2ch; }

/* Fixed, not absolute: .hero sets overflow:hidden to contain its decorative
   artwork, which would otherwise crop the panel. site.js anchors it to the
   trigger on open and closes it if the page scrolls underneath. */
.state-list{
  display:none; position:fixed; z-index:70;
  margin:0; padding:6px; list-style:none;
  min-width:220px; max-height:284px; overflow-y:auto;
  background:var(--white); border:1px solid var(--line);
  border-radius:var(--radius-sm); box-shadow:var(--shadow);
}
.state-list.open{ display:block; }
.state-list:focus{ outline:none; }
.state-list li{
  display:flex; align-items:center; gap:9px;
  padding:8px 10px; border-radius:8px;
  font-size:14px; font-weight:500; color:var(--ink); cursor:pointer;
  white-space:nowrap;
}
.state-list li:hover,
.state-list li.active{ background:var(--cream-2); }
.state-list li[aria-selected="true"]{ font-weight:700; }
.state-list li .dot{ width:7px; height:7px; border-radius:50%; flex:none; }

/* status dots - shared by the options and the message */
.dot-available{ background:var(--leaf-deep); }
.dot-soon{ background:#F0B84E; }
.dot-none{ background:#B9C6C4; }

.state-msg{
  display:flex; align-items:flex-start; gap:9px;
  margin:0; font-size:15px; line-height:1.5;
  color:rgba(249,244,238,0.86);
}
/* flex-start + this offset keeps the dot on the first line when the sentence
   wraps to two, instead of floating between them. */
.state-msg .dot{ width:7px; height:7px; border-radius:50%; flex:none; margin-top:.5em; }

@media (max-width:640px){
  .state-avail.ready{ gap:10px; margin-top:20px; }
  .state-msg{ font-size:14px; }
  .state-list{ min-width:min(260px, 78vw); }
}

/* small page hero (benefit pages) */
.pagehero{
  background:linear-gradient(180deg, var(--forest) 0%, var(--forest-deep) 100%);
  color:var(--cream); padding:26px 0 54px; position:relative; overflow:hidden;
}
.pagehero .wrap{ position:relative; z-index:1; }

/* Star-masked product photo, right of the hero copy.
   The source images are 500x500 and the badge is square, so there is no
   upscale and no crop - the whole frame survives inside the star.
   Scoped to .has-badge so faq/legal (same .pagehero) keep their block layout. */
.pagehero.has-badge .wrap{
  display:flex; align-items:center; justify-content:space-between; gap:44px;
}
.pagehero-copy{ flex:1 1 auto; min-width:0; }
.pagehero .hero-badge{
  flex:none; width:clamp(180px, 21vw, 290px); aspect-ratio:1;
  -webkit-mask:url('images/star.svg') center / contain no-repeat;
          mask:url('images/star.svg') center / contain no-repeat;
}
.pagehero .hero-badge img{ width:100%; height:100%; object-fit:cover; }
@media (max-width:760px){
  /* Stack: badge above the copy (order:-1 keeps the h1 first in the DOM). */
  .pagehero.has-badge .wrap{ flex-direction:column; align-items:flex-start; gap:20px; }
  /* 500px source, so up to ~320px stays a downscale (still sharp) */
  .pagehero .hero-badge{ order:-1; width:min(72vw, 320px); }
}
.pagehero .chip{
  width:44px; height:44px; border-radius:var(--radius-sm); display:flex; align-items:center; justify-content:center;
  font-family:var(--font-feature); font-weight:400; font-size:17px; margin-bottom:20px;
}
.pagehero .eyebrow{ font-family:'Inter',sans-serif; font-style:normal; font-weight:700; font-size:12px; letter-spacing:.5px; color:var(--leaf); margin-bottom:10px; }
.pagehero h1{ font-size:clamp(2rem,3.6vw,3rem); color:var(--cream); font-weight:400; line-height:1.2; max-width:20ch; }
/* Product pages: the insurance name is the display title (Gravity), with a
   small partner credit beneath it and the claim as a secondary heading.
   Scoped to .font-gravity so faq/legal h1s keep the Feature Deck setting. */
.pagehero h1.font-gravity{
  font-size:clamp(2.75rem, 7vw, 4.75rem);
  line-height:1.0; letter-spacing:0; max-width:none;
}
.pagehero .partner{
  display:block; margin-top:6px;
  font-family:'Inter',sans-serif; font-size:13px; font-weight:500;
  color:rgba(249,244,238,.68);
}
.pagehero .hero-claim{
  margin-top:22px; color:var(--cream);
  font-size:clamp(1.5rem, 2.5vw, 2rem); font-weight:400; line-height:1.2;
  max-width:24ch;
}
.pagehero .lede{ margin-top:16px; font-size:18px; color:rgba(249,244,238,.82); max-width:46ch; }
.pagehero .ctas{ margin-top:28px; display:flex; gap:12px; flex-wrap:wrap; }
/* Must sit AFTER the rule above: same specificity (0,2,0), so source order
   decides. The sticky bottom bar already carries "Book a consult" on mobile,
   which made the hero CTA a duplicate. */
@media (max-width:760px){
  .pagehero .ctas{ display:none; }
}

/* ---------- Unlock strip ---------- */
.unlock{
  margin-top:56px; display:flex; align-items:center; gap:0; flex-wrap:wrap;
  border-top:1px solid rgba(249,244,238,0.16); padding-top:32px;
}
.unlock-node{ display:flex; flex-direction:column; gap:6px; min-width:170px; }
.unlock-node .num{ font-family:'Inter',sans-serif; font-style:normal; font-weight:700; font-size:12px; letter-spacing:.5px; color:var(--leaf); }
.unlock-node .label{ font-weight:600; color:var(--cream); font-size:16px; }
.unlock-node .desc{ color:rgba(249,244,238,.68); font-size:13.5px; max-width:26ch; }
.unlock-arrow{ color:var(--leaf); opacity:.6; font-size:19px; padding:0 18px; display:flex; align-items:center; }
@media (max-width:860px){ .unlock{flex-direction:column; align-items:flex-start; gap:20px;} .unlock-arrow{display:none;} }

/* ---------- Section shells ---------- */
section{ padding:80px 0; }
.section-tight{ padding:56px 0; }
.section-head{ max-width:60ch; margin-bottom:44px; }
.section-head .eyebrow{ font-family:'Inter',sans-serif; font-style:normal; font-weight:700; font-size:12px; letter-spacing:.5px; color:var(--leaf-deep); margin-bottom:12px; display:block; }
.section-head h2{ font-size:clamp(1.75rem,2.6vw,2.25rem); font-weight:400; line-height:1.2; }
.section-head p:not(.section-sub){ margin-top:14px; font-size:16.5px; color:var(--slate); }

/* Section deck - the sentence under a section title. `p.section-sub` matches
   `.section-head p` on specificity, so it must stay AFTER it to win. */
p.section-sub{
  font-family:var(--font-feature); font-weight:400;
  font-size:clamp(1.15rem, 1.6vw, 1.4rem);
  line-height:1.25; color:var(--ink);
  margin-top:8px; max-width:52ch;
}
.on-dark p.section-sub{ color:rgba(249,244,238,.82); }

/* how-it-works heading sits outside .section-head, so size it to match */
.peo-copy h2{ font-size:clamp(1.75rem,2.6vw,2.25rem); }
.on-dark .section-head h2{ color:var(--cream); }
.on-dark .section-head p{ color:rgba(249,244,238,.72); }
.on-dark .section-head .eyebrow{ color:var(--leaf); }

/* ---------- PEO explainer ---------- */
.peo-grid{ display:grid; grid-template-columns:1.1fr 1fr; gap:56px; align-items:center; }
@media (max-width:880px){ .peo-grid{ grid-template-columns:1fr; gap:32px; } }
.peo-copy p:not(.section-sub){ font-size:16px; color:var(--ink); line-height:1.7; }
.peo-copy p + p{ margin-top:16px; }
/* Before / after pair - deliberately quiet white cards; the only colour cue
   is the "After" label, so they support the copy instead of competing with it. */
.ba-grid{ margin-top:28px; display:grid; grid-template-columns:1fr 1fr; gap:12px; max-width:520px; }
.ba-card{
  background:var(--white); border:1px solid var(--line);
  border-radius:var(--radius-sm); padding:16px 18px;
}
.ba-card .lbl{
  font-size:11.5px; font-weight:700; letter-spacing:.04em;
  text-transform:uppercase; color:var(--slate);
}
.ba-card.after .lbl{ color:var(--leaf-deep); }
.ba-card .val{ font-size:14px; color:var(--ink); margin-top:8px; line-height:1.5; }
@media (max-width:520px){ .ba-grid{ grid-template-columns:1fr; } }

.beat-list{ display:flex; flex-direction:column; gap:18px; margin-top:8px; }
.beat{ border-top:1px solid var(--line); padding-top:16px; }
.beat:first-child{ border-top:none; padding-top:0; }
.beat .bh{ font-family:var(--font-feature); font-weight:400; font-size:20px; color:var(--forest); line-height:1.2; }
.beat .bc{ font-size:14px; color:var(--slate); margin-top:4px; line-height:1.5; }
.peo-logos{ margin-top:24px; display:flex; align-items:center; gap:18px; flex-wrap:wrap; font-size:13px; color:var(--slate); }
.peo-logos .lbl{ font-weight:600; color:var(--forest); }
.video-card{
  border-radius:var(--radius-lg); padding:26px; color:var(--cream);
  text-decoration:none; position:relative; overflow:hidden;
  display:flex; flex-direction:column; justify-content:flex-end;
  width:100%; aspect-ratio:16/9;   /* identical box to the player that replaces it */
  text-align:left; font:inherit; -webkit-appearance:none; appearance:none;
  cursor:pointer;
  border:1px solid rgba(249,244,238,.1);
  background:var(--forest) url('https://40279970.fs1.hubspotusercontent-na1.net/hub/40279970/hubfs/optimized-images/benefits-access-video.webp?length=1920') center 30%/cover no-repeat;
  transition:transform .15s ease, box-shadow .15s ease;
}
/* Dark scrim - the thumbnail is a light mint frame, so cream text needs it. */
.video-card::before{
  content:""; position:absolute; inset:0; pointer-events:none;
  background:linear-gradient(180deg,
    rgba(2,32,35,.32) 0%, rgba(2,32,35,.55) 45%, rgba(2,32,35,.88) 100%);
}
.video-card > *{ position:relative; z-index:1; }
.video-card:hover{ transform:translateY(-2px); box-shadow:var(--shadow); }
.video-card .playwrap{
  width:58px; height:58px; border-radius:50%; background:var(--leaf);
  display:flex; align-items:center; justify-content:center;
  margin-bottom:14px;   /* directly above the title */
  transition:transform .15s ease;
}
.video-card:hover .playwrap{ transform:scale(1.07); }
.video-card .playwrap svg{ width:20px; height:20px; color:var(--forest-deep); margin-left:3px; }
.video-card .vt{
  font-family:var(--font-feature); font-weight:400;
  font-size:clamp(1.25rem,1.8vw,1.6rem); line-height:1.2;
}
.video-card:focus-visible{ outline:2px solid var(--leaf); outline-offset:3px; }

/* Swapped in when the poster is clicked - the HubSpot player, playing in place. */
.video-playing{
  position:relative; width:100%; aspect-ratio:16/9;
  border-radius:var(--radius-lg); overflow:hidden;
  background:var(--forest-deep); border:1px solid rgba(249,244,238,.1);
}
.video-playing iframe{ position:absolute; inset:0; width:100%; height:100%; border:0; }

/* ---------- Four column grid ---------- */
.grid4{ display:grid; grid-template-columns:repeat(4,1fr); gap:16px; }
@media (max-width:980px){ .grid4{grid-template-columns:1fr 1fr;} }
@media (max-width:600px){ .grid4{grid-template-columns:1fr;} }

.bcard{
  background:var(--white); border:1px solid var(--line); border-radius:var(--radius-lg);
  padding:26px 22px 22px; display:flex; flex-direction:column; gap:15px; min-height:100%;
  text-decoration:none;
}
.bcard-media{
  margin:-26px -22px 4px; aspect-ratio:16/10; overflow:hidden;
  border-radius:var(--radius-lg) var(--radius-lg) 0 0; background:var(--cream-2);
}
.bcard-media img{ width:100%; height:100%; object-fit:cover; }

.bcard .chip{
  width:38px; height:38px; border-radius:var(--radius-sm); display:flex; align-items:center; justify-content:center;
  font-family:var(--font-feature); font-weight:400; font-size:15px; color:var(--forest-deep);
}
.chip-healthcare{ background:#DCEFFA; }
.chip-dental{ background:var(--mint); }
.chip-vision{ background:#FBEBC9; }
.chip-accident{ background:#FBDDCF; }
.bcard h3{ font-size:22px; font-weight:400; line-height:1.2; }
.bcard .tag{ font-size:14.5px; color:var(--slate); line-height:1.45; min-height:44px; }
.bcard ul{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:8px; }
.bcard li{ font-size:13.5px; color:var(--ink); display:flex; gap:8px; align-items:flex-start; line-height:1.4; }
.bcard li svg{ flex:none; margin-top:3px; width:12px; height:12px; color:var(--leaf-deep); }
.bcard-links{ margin-top:auto; display:flex; flex-direction:column; gap:9px; padding-top:6px; }
.bcard-links .primary{ font-size:14.5px; font-weight:600; color:var(--forest); display:flex; align-items:center; gap:6px; }
.bcard-links .rates{ font-size:13.5px; color:var(--slate); display:flex; align-items:center; gap:6px; }
.bcard:hover .primary{ text-decoration:underline; }

/* The whole card is an <a>; these give it a hover/focus affordance. */
a.bcard{ color:inherit; cursor:pointer;
  transition:transform .16s ease, box-shadow .16s ease, border-color .16s ease; }
a.bcard:hover{ transform:translateY(-3px); border-color:var(--leaf-deep); box-shadow:var(--shadow); }
a.bcard:focus-visible{ outline:2px solid var(--leaf-deep); outline-offset:3px; }
a.bcard h3{ transition:color .16s ease; }
a.bcard:hover h3{ color:var(--leaf-deep); }
.bcard-media img{ transition:transform .3s ease; }
a.bcard:hover .bcard-media img{ transform:scale(1.045); }
a.bcard:hover .btn-primary{ background:#8fe151; box-shadow:0 8px 20px rgba(163,233,107,.28); }
@media (prefers-reduced-motion:reduce){
  a.bcard, a.bcard .bcard-media img{ transition:none; }
  a.bcard:hover{ transform:none; }
  a.bcard:hover .bcard-media img{ transform:none; }
}

/* ---------- Stat metrics (no card) ----------
   Network figures read as data, not as clickable cards, so they sit straight on
   the page. Separate from .rescard, which is still a real card on the index. */
.metrics{ display:grid; grid-template-columns:repeat(3,1fr); gap:28px; }
.metric .mv{
  font-family:var(--font-feature); font-weight:400;
  font-size:clamp(2.1rem, 4vw, 2.9rem); line-height:1.05;
  color:var(--forest);
}
.metric .ml{ font-size:14px; color:var(--slate); margin-top:4px; }
@media (max-width:760px){ .metrics{ grid-template-columns:1fr 1fr; gap:24px; } }
@media (max-width:420px){ .metrics{ grid-template-columns:1fr; gap:20px; } }

/* ---------- Resource strip ---------- */
.resgrid{ display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
@media (max-width:760px){ .resgrid{ grid-template-columns:1fr; } }
.rescard{
  background:var(--white); border:1px solid var(--line); border-radius:var(--radius-md);
  padding:22px; text-decoration:none; display:flex; flex-direction:column; gap:8px;
  transition:transform .15s ease, box-shadow .15s ease;
}
.rescard:hover{ transform:translateY(-2px); box-shadow:var(--shadow); }
.rescard .rt{ font-weight:600; font-size:16px; color:var(--forest); display:flex; align-items:center; gap:8px; }
.rescard .rd{ font-size:13.5px; color:var(--slate); }
.rescard .rt svg{ width:16px; height:16px; color:var(--leaf-deep); flex:none; }

/* ---------- Detail sections (benefit pages) ---------- */
.detail-grid{ display:grid; grid-template-columns:1.3fr 0.95fr; gap:48px; align-items:start; }
@media (max-width:900px){ .detail-grid{grid-template-columns:1fr; gap:36px;} }

.rates-sidebar{ position:sticky; top:88px; }   /* no card: table sits on the page */
.rates-sidebar h3{ font-size:18px; font-weight:400; color:var(--forest); margin-bottom:16px; }
.rates-sidebar .sub{ font-size:13px; color:var(--slate); margin-bottom:16px; }
.rates-sidebar .note{ font-size:12.5px; color:var(--slate); margin-top:14px; line-height:1.55; }
@media (max-width:900px){ .rates-sidebar{ position:static; } }

.coverage-full{ margin-top:56px; }
.coverage-full h3{ font-size:20px; font-weight:400; color:var(--forest); margin-bottom:6px; }
.coverage-full .sub{ font-size:14.5px; color:var(--slate); margin-bottom:20px; max-width:70ch; }
.coverage-split{ display:grid; grid-template-columns:1.1fr 1fr; gap:24px; align-items:start; }
@media (max-width:760px){ .coverage-split{ grid-template-columns:1fr; } }


.detail-copy .eyebrow{ font-family:'Inter',sans-serif; font-style:normal; font-weight:700; font-size:12px; letter-spacing:.5px; color:var(--leaf-deep); }
.detail-copy h2{ font-size:clamp(1.75rem,2.6vw,2.25rem); margin-top:8px; font-weight:400; }
.detail-copy h2:first-child{ margin-top:0; }
.detail-copy h2 + .body{ margin-top:16px; }
.detail-copy .lede{ font-size:17px; color:var(--slate); margin-top:12px; max-width:46ch; }
.detail-copy .body{ margin-top:20px; font-size:15.5px; color:var(--ink); max-width:48ch; line-height:1.65; }

.hl-list{ margin-top:24px; display:flex; flex-direction:column; gap:14px; }
.hl-list .row{ display:flex; gap:12px; align-items:flex-start; }
.hl-list .row svg{ flex:none; margin-top:3px; width:16px; height:16px; color:var(--leaf-deep); }
.hl-list .row .t{ font-weight:600; font-size:15px; color:var(--forest); }
.hl-list .row .d{ font-size:14px; color:var(--slate); margin-top:2px; }

.cov-table{ background:var(--white); border-radius:var(--radius-md); border:1px solid var(--line); overflow:hidden; }
/* Narrow screens: the 3- and 4-column coverage tables are wider than a phone,
   so let them scroll horizontally instead of clipping the right-hand columns
   (healthcare's 4-col table was losing 143px of content at 375px). */
@media (max-width:700px){
  .cov-table.wide-table{ overflow-x:auto; overflow-y:hidden; -webkit-overflow-scrolling:touch; }
  .cov-table.wide-table .thead,
  .cov-table.wide-table .trow{ min-width:520px; }
}
.cov-table .thead{ display:grid; grid-template-columns:1.3fr 1fr 1fr; background:var(--forest); }
.cov-table.two-col .thead,
.cov-table.two-col .trow{ grid-template-columns:1.3fr 1fr; }
.cov-table .thead div{ color:var(--leaf); font-weight:600; font-size:13.5px; padding:14px 18px; }
.cov-table .thead div:first-child{ color:rgba(249,244,238,.85); font-weight:500; }
.cov-table .trow{ display:grid; grid-template-columns:1.3fr 1fr 1fr; border-top:1px solid var(--line); }
.cov-table .trow div{ padding:14px 18px; font-size:13.5px; }
.cov-table .trow div:first-child{ color:var(--forest); font-weight:600; }
.cov-table .trow div:not(:first-child){ color:var(--ink); font-weight:500; }
.cov-table .cap{ font-weight:400; color:var(--slate); font-size:12px; display:block; margin-top:1px; }

.rates-box{
  scroll-margin-top:78px; margin-top:28px; background:var(--forest); color:var(--cream);
  border-radius:var(--radius-md); padding:22px 24px;
  display:flex; align-items:center; justify-content:space-between; gap:18px; flex-wrap:wrap;
}
.rates-box .t{ font-weight:600; font-size:15.5px; }
.rates-box .d{ font-size:13px; color:rgba(249,244,238,.72); margin-top:4px; max-width:40ch; }
.links-row{ margin-top:20px; display:flex; gap:10px; flex-wrap:wrap; }
.links-row a{
  display:inline-flex; align-items:center; gap:7px;
  padding:11px 18px; border-radius:999px;
  background:var(--white); border:1px solid var(--line);
  font-size:13.5px; font-weight:600; color:var(--forest); text-decoration:none;
  transition:background .15s ease, border-color .15s ease, transform .15s ease;
}
.links-row a:hover{ background:var(--cream-2); border-color:var(--forest); transform:translateY(-1px); }

/* ---------- Cross-link benefit switcher ---------- */

/* ---------- FAQ accordion ---------- */
.faq-group{ margin-bottom:44px; }
.faq-group:last-child{ margin-bottom:0; }
.faq-group h3{ font-family:'Inter',sans-serif; font-style:normal; font-weight:700; font-size:12px; letter-spacing:.5px; color:var(--leaf-deep); margin-bottom:16px; }
.qa{ border-bottom:1px solid var(--line); }
.qa:first-child{ border-top:1px solid var(--line); }
.qa summary{
  list-style:none; cursor:pointer; padding:19px 4px; display:flex; align-items:center; justify-content:space-between;
  font-weight:600; font-size:16px; color:var(--forest); gap:16px;
}
.qa summary::-webkit-details-marker{ display:none; }
.qa summary .plus{
  flex:none; width:22px; height:22px; border-radius:50%; border:1.5px solid var(--forest);
  display:flex; align-items:center; justify-content:center; position:relative;
}
.qa summary .plus::before, .qa summary .plus::after{
  content:""; position:absolute; background:var(--forest); transition:transform .2s ease;
}
.qa summary .plus::before{ width:9px; height:1.5px; }
.qa summary .plus::after{ width:1.5px; height:9px; }
.qa[open] summary .plus::after{ transform:scaleY(0); }
.qa .a{ padding:0 4px 22px; font-size:15px; color:var(--ink); line-height:1.65; max-width:64ch; }
.qa .a p + p{ margin-top:12px; }
.qa .a a{ color:var(--forest); font-weight:600; }

/* ---------- Legal page ---------- */
.legal-card{
  background:var(--white); border:1px solid var(--line); border-radius:var(--radius-md);
  padding:26px 28px; margin-bottom:16px;
}
.legal-card h3{ font-size:18px; font-weight:400; margin-bottom:10px; }
.legal-card p{ font-size:14.5px; color:var(--ink); line-height:1.7; }
.legal-card p + p{ margin-top:10px; }
.legal-card .src{ margin-top:14px; font-size:12.5px; color:var(--slate); font-style:italic; }
.legal-toc{ display:flex; flex-wrap:wrap; gap:8px; margin-bottom:40px; }
.legal-toc a{
  font-size:13px; font-weight:600; color:var(--forest); text-decoration:none;
  padding:8px 13px; border-radius:999px; background:var(--white); border:1px solid var(--line);
}
.legal-toc a:hover{ background:var(--cream-2); }
.notice-block{
  background:var(--forest); color:var(--cream); border-radius:var(--radius-md); padding:26px 28px; margin-top:8px;
}
.notice-block h3{ color:var(--cream); font-size:16px; margin-bottom:14px; }
.notice-grid{ display:grid; grid-template-columns:1fr 1fr; gap:14px 28px; font-size:14px; }
@media (max-width:600px){ .notice-grid{ grid-template-columns:1fr; } }
.notice-grid .k{ color:rgba(249,244,238,.55); font-size:12px; text-transform:uppercase; letter-spacing:.04em; }
.notice-grid .v{ color:var(--cream); font-weight:500; margin-top:2px; }

/* ---------- Contact page ---------- */
.contact-grid{ display:grid; grid-template-columns:1fr 1fr; gap:56px; align-items:start; }
@media (max-width:880px){ .contact-grid{ grid-template-columns:1fr; gap:36px; } }
.contact-option{
  display:flex; gap:16px; align-items:flex-start; padding:20px 0; border-top:1px solid var(--line);
}
.contact-option:last-child{ border-bottom:1px solid var(--line); }
.contact-option .ic{
  width:38px; height:38px; border-radius:var(--radius-sm); background:var(--mint); flex:none;
  display:flex; align-items:center; justify-content:center;
}
.contact-option .ic svg{ width:17px; height:17px; color:var(--forest-deep); }
.contact-option .t{ font-weight:600; font-size:15.5px; color:var(--forest); }
.contact-option .d{ font-size:14px; color:var(--slate); margin-top:3px; }
.contact-option a.cta{ font-size:14px; font-weight:600; color:var(--forest); margin-top:8px; display:inline-block; }

.form-card{
  background:var(--white); border:1px solid var(--line); border-radius:var(--radius-lg); padding:30px;
}
.field{ margin-bottom:16px; }
.field label{ display:block; font-size:13.5px; font-weight:600; color:var(--forest); margin-bottom:7px; }
.field input, .field select, .field textarea{
  width:100%; padding:12px 14px; border-radius:var(--radius-sm); border:1px solid var(--line);
  background:var(--cream); font-size:15px; font-family:inherit; color:var(--ink); outline:none;
}
.field input:focus, .field select:focus, .field textarea:focus{ border-color:var(--leaf-deep); }
.field textarea{ resize:vertical; min-height:100px; }
.form-success{ display:none; align-items:center; gap:10px; font-size:15px; color:var(--leaf-deep); font-weight:600; padding:8px 0; }
.form-success svg{ width:18px; height:18px; }

/* ---------- Conversion band ---------- */
.convert{ background:var(--forest-deep); color:var(--cream); }
.convert .wrap{ display:grid; grid-template-columns:1fr 1fr; gap:56px; align-items:center; }
@media (max-width:900px){ .convert .wrap{grid-template-columns:1fr; gap:32px;} }
.convert h2{ color:var(--cream); font-size:clamp(1.75rem,2.6vw,2.25rem); font-weight:400; }
.convert p.lede{ margin-top:14px; color:rgba(249,244,238,.72); font-size:16px; max-width:44ch; }
.convert-form{ background:var(--forest); border:1px solid rgba(249,244,238,.14); border-radius:var(--radius-lg); padding:26px; }
.convert-form .lbl{ font-size:13px; font-weight:600; color:var(--mint); display:block; margin-bottom:8px; }
.convert-form form{ display:flex; gap:10px; flex-wrap:wrap; }
.convert-form input[type="email"]{
  flex:1 1 200px; padding:12px 15px; border-radius:var(--radius-sm); border:1px solid rgba(249,244,238,.2);
  background:rgba(249,244,238,.06); color:var(--cream); font-size:15px; outline:none;
}
.convert-form input::placeholder{ color:rgba(249,244,238,.45); }
.convert-form .note{ font-size:12px; color:rgba(249,244,238,.5); margin-top:12px; }
.convert-secondary{ margin-top:20px; display:flex; gap:12px; flex-wrap:wrap; }

/* ---------- Footer ---------- */
footer{ background:var(--forest-deep); color:rgba(249,244,238,.55); padding:34px 0; font-size:13px; }
footer .fgrid{ display:flex; justify-content:space-between; gap:24px; flex-wrap:wrap; }
footer a{ color:rgba(249,244,238,.75); text-decoration:none; }
footer a:hover{ color:var(--cream); }
footer .fcol .ft{ font-weight:600; color:rgba(249,244,238,.85); margin-bottom:10px; font-size:12.5px; text-transform:uppercase; letter-spacing:.04em; }
footer .fcol a{ display:block; margin-bottom:8px; font-size:13.5px; }
footer .fbottom{ margin-top:28px; padding-top:20px; border-top:1px solid rgba(249,244,238,.1); display:flex; justify-content:space-between; align-items:center; gap:16px; flex-wrap:wrap; }
footer .disclaimer{ max-width:100%; color:rgba(249,244,238,.4); line-height:1.6; margin-top:16px; font-size:12px; }

/* ---------- Floating right conversion rail ---------- */
.float-rail{
  position:fixed; right:20px; top:50%; transform:translateY(-50%);
  z-index:50;
  background:var(--white); border:1px solid var(--line); border-radius:var(--radius-lg);
  box-shadow:var(--shadow);
  padding:20px; width:188px;
  display:flex; flex-direction:column; gap:12px;
  opacity:0; pointer-events:none;
  transition:opacity .25s ease;
}
.float-rail.show{ opacity:1; pointer-events:auto; }
.float-rail .ft{ font-family:var(--font-feature); font-weight:400; font-size:16px; color:var(--forest); }
.float-rail .fd{ font-size:12.5px; color:var(--slate); margin-top:-4px; margin-bottom:2px; }
@media (max-width:1360px){ .float-rail{ display:none; } }

.mobile-cta-bar{ display:none; }
@media (max-width:1360px){
  .mobile-cta-bar{
    display:flex; position:fixed; bottom:0; left:0; right:0; z-index:55;
    background:var(--white); border-top:1px solid var(--line);
    padding:12px 16px; gap:10px; box-shadow:0 -8px 24px rgba(0,53,57,0.12);
  }
  .mobile-cta-bar .btn{ flex:1; padding:12px 14px; font-size:14px; }
  body{ padding-bottom:70px; }
}

.visually-hidden{ position:absolute; width:1px; height:1px; overflow:hidden; clip:rect(0,0,0,0); }

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior:auto; }
  *{ transition:none !important; animation:none !important; }
}