Healthcare

In partnership with Curative

Real PPO coverage, no out-of-pocket costs.

One plan. National network. $0 cost-share once you’ve completed your Baseline Visit.

Lettuce Healthcare runs on Curative’s ACA-compliant PPO plan - the same network access you’d expect from a large employer’s group plan, without the tiers and fine print. Complete your Baseline Visit within 120 days of enrollment and in-network care carries no copay, no coinsurance, and no deductible for the rest of the plan year.

Skip the Baseline Visit and you’re still covered - just at standard copay and coinsurance rates instead of $0. Out-of-network care is available too, at a higher cost-share.

~1M providers, 8,000+ hospitals
A national PPO network, not a narrow local list.
$0 after your Baseline Visit
No copay, coinsurance, or deductible on in-network care.
24/7 virtual care
Messaging, audio, or video - included at no extra cost.
Coverage Level
Monthly Premium
Employee Only
$696
Employee + Spouse
$1,671
Employee + Child(ren)
$1,253
Employee + Family
$2,297
There is only one PPO plan option for simplicity. Prices are shown as “employee” due to co-employment with the Lettuce PEO (professional employer organization).

Coverage details

Complete your Baseline Visit within 120 days to unlock the $0 column. Skip it, and in-network care still applies - just at standard cost-share.
Coverage
In-Network, With Baseline Visit
In-Network, Without Baseline Visit
Out-of-Network
DeductibleIndividual / Family
$0 / $0
$5,000 / $10,000
$10,000 / $20,000
Annual Out-of-Pocket MaxIndividual / Family
$0 / $0
$7,500 / $15,000
$15,000 / $30,000
Office / Virtual VisitPrimary, OB/GYN, pediatrics, chiro
$0
$25 copay
$50 copay
Specialist Office / Virtual
$0
$50 copay
$100 copay
Telemedicine
$0
$0 copay
40% coinsurance
Urgent Care
$0
20% coinsurance
40% coinsurance
Emergency Room
$0
20% coinsurance
20% coinsurance
OutpatientSurgery, lab, X-ray
$0
20% coinsurance
40% coinsurance
Inpatient HospitalSurgery, semi-private room
$0
20% coinsurance
40% coinsurance
Preferred Drugs
$0
$50 copay
40% coinsurance
Non-Preferred Drugs
$50 brand/generic, $250 specialty
$100 copay brand/generic, 25% specialty
40% coinsurance

Rx network: mail order and select retail, including H-E-B, Albertsons, Safeway, Publix, and 30,000+ pharmacies nationwide.

Understanding the Baseline Visit.

You and any dependents age 18+ complete a two-part virtual connection within 120 days of enrollment. It won’t affect your premium - it’s what unlocks $0 in-network care for the rest of your plan year.

1

Onboarding Call

Connect with your Care Navigator to meet Curative and get set up.

2

Clinical Check-In

Review your history with a Curative Clinician and create a plan.

A broad national network.

Curative’s PPO network varies slightly by state - use the provider search below to confirm your doctors before you enroll.

8,000
Hospitals nationwide
1,700K
Ancillary facilities
~1M
Professional providers
Find an in-network provider → Check prescription coverage →
Ready when you are
Talk to us, or start today.
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